Lifestone SettlementsEvery review we have, including the people who never sold.
A life settlement is the sale of a life insurance policy you no longer need, for a lump sum, while you are alive. Two of the people below looked into it and did not go ahead. They are here because we said so at the time, and every review is quoted exactly as it was written.
5.09 Google reviewsFind out what it's worth- Family owned, Lighthouse Point, Florida
- Every review we have is five stars
- Quoted in full, never edited
What people say on Google
Patrick Short12 reviews Team Lifestone worked very hard to help me throughout the process. Alexandra and Peter are hardworking and gave me 110% effort working through the world of Life Settlements!
Max Wolfman5 reviews I helped my dad look into selling his life insurance policy and we ended up working with Lifestone. I'm glad we did.
We had talked to a couple other companies before them, but Lifestone was much easier to deal with. They explained everything in plain English, answered all of our questions, and didn't make us feel pressured.
You can tell they're a family-run company. The whole thing felt more personal, and they actually seemed to care about helping my dad instead of just trying to close a deal.
I'd definitely recommend them to anyone looking into a life settlement.
Michael Lombardozzi6 reviews Best experience with a life insurance advisor regarding a conversion of a term policy. Dave was more helpful than any other firms advisor who I had reached out to. I would recommend you contact him because I had a very good experience.
Helaine Kobrin8 reviews The representative David was clear in letting me know the conditions needed for a possible transfer. He was very professional.
Ramon Talavera6 reviews Working with David was pleasant, he was very professional and willing to help!!
David Lallier8 reviews I worked with David with Lifestone Settlements. He is very professional and very knowledgeable. As it turns out, my policy did not qualify but appreciate his efforts.
Dr Greg White10 reviews Alexandra has been very thorough diligent, polite, and extremely organized throughout this process. While I decided to not go through with the process, I certainly will only contact her again in the future if the need arises. thanks, Alexandra.
The gap
The same policy, three different endings.
Let it lapse
$0
You stop paying, the cover ends, and nothing is paid to anybody.
Surrender it to the insurer
$18,000
The insurer cancels the policy and pays out its cash surrender value.
Sell it to a licensed buyer
$140,000
Several buyers bid, and the best offer is what you take. The buyer pays the premiums from then on.
An illustration on a $500,000 policy, to show the shape of the gap rather than a typical result. What a policy is worth depends on its size, what it costs to keep going, and the age and health of the insured. Some are worth more than this and some are worth nothing at all. A review is the only way to know which one yours is. The nothing on the first line is not an illustration.
In their words
Every review we have, in full.
Including the two sent to us directly, which are not on our Google profile and are labelled as such.
I worked with David with Lifestone Settlements. He is very professional and very knowledgeable. As it turns out, my policy did not qualify but appreciate his efforts.
Alexandra has been very thorough diligent, polite, and extremely organized throughout this process. While I decided to not go through with the process, I certainly will only contact her again in the future if the need arises. thanks, Alexandra.
Best experience with a life insurance advisor regarding a conversion of a term policy. Dave was more helpful than any other firms advisor who I had reached out to. I would recommend you contact him because I had a very good experience.
The representative David was clear in letting me know the conditions needed for a possible transfer. He was very professional.
Working with David was pleasant, he was very professional and willing to help!!
Team Lifestone worked very hard to help me throughout the process. Alexandra and Peter are hardworking and gave me 110% effort working through the world of Life Settlements!
I helped my dad look into selling his life insurance policy and we ended up working with Lifestone. I'm glad we did.
We had talked to a couple other companies before them, but Lifestone was much easier to deal with. They explained everything in plain English, answered all of our questions, and didn't make us feel pressured.
You can tell they're a family-run company. The whole thing felt more personal, and they actually seemed to care about helping my dad instead of just trying to close a deal.
I'd definitely recommend them to anyone looking into a life settlement.
I saw an ad and got curious. After contacting Lifestone I was able to sell my life insurance policy, and it helped me pay my rent. Mine was a term policy and the conversion premiums had become far too expensive.
I was planning on letting my policy expire. I am glad I did not. I got money I was not expecting.
Find out
See whether yours qualifies.
Seven short questions, about a minute. Nothing to sign, and no cost either way. Sometimes the answer is no, and you are told so.
Or call (954) 933-2412, Monday to Friday, 9 AM to 5 PM EST.